CentryAI has the best free plan if you want automatic detection — it scans your Gmail or iCloud inbox and finds subscriptions automatically. Subtrack has the best free plan if you want unlimited manual tracking. Bobby is the cleanest free option for iOS-only users. Rocket Money and Copilot have no permanent free tier.
Best free plan for automatic subscription detection. CentryAI's free tier is unique: it includes the AI email scanner, which automatically finds every subscription in your Gmail or iCloud inbox. Most free trackers are manual-only. CentryAI finds subscriptions you didn't know you were still paying for — without any bank account linking.
Best free plan for unlimited manual tracking. Subtrack's free tier has no subscription limit — you can add as many subscriptions as you want manually. Clean cross-platform app with good multi-currency support. The trade-off: everything is manual. Subtrack cannot detect subscriptions automatically.
Best free plan for iOS users who want the cleanest possible UI. Bobby's free tier is excellent for up to 3 subscriptions on iPhone — beautiful design, no account needed, no privacy concerns. The limitation: iOS only, manual entry, and 3-subscription cap on the free tier.
| App | Free Plan? | Starting Price | Note |
|---|---|---|---|
| Rocket Money (Truebill) | ✗ Trial only | ~$3/mo | US-only, bank-linked |
| Copilot Money | ✗ 14-day trial | $8.99/mo | US-only, bank-linked |
| Feature | CentryAI Free | Subtrack Free | Bobby Free |
|---|---|---|---|
| Subscription limit | 3 subs | Unlimited | 3 subs |
| Automatic detection | ✓ Email scan | ✗ | ✗ |
| Zombie scoring | ✓ | ✗ | ✗ |
| Cancel Finder | ✓ | ✗ | ✗ |
| Renewal reminders | ✓ | ✓ | ✓ |
| Android | ✓ | ✓ | ✗ |
| No bank account | ✓ | ✓ | ✓ |
Choose CentryAI free if: You want automatic detection — you don't know exactly what you're paying for, or you suspect you have forgotten subscriptions. You have fewer than 4 active subscriptions, or you're deciding whether to pay for Pro.
Choose Subtrack free if: You know your subscriptions and are happy to enter them manually. You have more than 3 subscriptions but don't want to pay yet. You want the simplest no-account option on iOS or Android.
Choose Bobby free if: You're on iPhone only, have 3 or fewer subscriptions, and want the cleanest possible minimal interface with no account at all.
CentryAI is best if you want automatic detection — its free plan scans your Gmail or iCloud inbox and finds subscriptions automatically. Subtrack is best if you want unlimited manual tracking at no cost. Bobby is best if you're iOS-only and want zero account setup.
CentryAI is the only free subscription tracker with automatic detection. Its free plan includes the email scanner — it reads your inbox using read-only access and automatically finds every subscription receipt. No bank account required, no manual entry.
CentryAI and Subtrack both have free plans and work on Android. Bobby is iOS-only. Rocket Money and Copilot have no free tier. For Android users wanting automatic detection, CentryAI is the best free option.
CentryAI free includes: automatic email scanning (Gmail + iCloud), up to 3 tracked subscriptions, zombie subscription scoring (flags subscriptions you haven't used in 30+ days), cancel finder, renewal reminders, and multi-currency support. Pro ($7.99/month) removes the 3-subscription limit.
Rocket Money (formerly Truebill) and Copilot Money have no permanent free tier. Rocket Money starts at ~$3/month; Copilot is $8.99/month after a 14-day trial. Both require bank account access and are US-only.
CentryAI scans your inbox, finds every subscription automatically, and scores the ones you've forgotten. Free plan forever — upgrade only when you need more than 3 tracked subscriptions.
Get CentryAI Free →Related: Best Subscription Tracker Apps (All) · Subtrack Alternatives · Bobby Alternatives · Best Trackers Without Bank Linking · What Are Zombie Subscriptions?